Money
CategoryFixed vs variable loans
When choosing between a home loan with a fixed rate of interest and a home loan with a variable rate of interest, it is important to take ..
Understanding home equity
A home’s equity is the difference between the market value of the property and the amount the owner still owes on their home loan. For exa..
Lenders’ mortgage insurance
Lenders mortgage insurance (LMI) is a common type of insurance used by individuals who don’t have a large enough deposit to buy a house bu..
Taking out a chattel mortgage
Taking out a chattel mortgage to finance the purchase of a business vehicle is an attractive option for small business owners from a tax-s..
Creating your own emergency fund
Individuals may want to consider creating an emergency fund to prepare for unexpected financial shortfalls such as accidents and disasters..